INVESTMENT
Therapy is truly an investment in yourself. Our hope is that you will find it well worth it. Perissos Therapy is considered an 'Out-of-Network' provider. Please read on to find out the benefits of choosing care from our practice.
1. Unique Skill Set
If you are interested in working with a therapist to address a specific challenge, looking out-of-network might be your best option. All of our therapists are qualified to treat common challenges such as anxiety and depression but also have very individual specialized practices. Some of those include: maternal mental health, eating disorders, parental support, CBT, infant loss, etc. So if you are looking for a therapist whose skill set speaks directly to your needs – perhaps needs you didn’t even know to look for – it’s worth reaching out.
2. Flexibility
Private pay therapists tend to have more availability and greater flexibility in scheduling new clients. We can offer a quick intake and get you scheduled with our practice right away. No wait time!
3. Highly Personalized Service
Out of network therapy = out of the box treatment. If a therapist isn’t constrained by only providing services they can bill to an insurance company, they are often able to spend more time and creativity crafting the perfect treatment plan for you. We are able to book more frequent sessions than insurance might cover. We promise not to rush you through appointments and we never, EVER double book!
4. Privacy
In order for your insurance to pay for therapy sessions, therapists are required to provide the company information regarding your sessions, including a diagnostic code. If you don’t want your insurance company or the policyholder on your health plan to have access to any information about your mental health, consider out-of-network options. Your information will only get shared if you choose to share it.
5. You get exactly what you pay for
There are no hidden costs or extra fees. We won’t come back to you months later saying you owe more money for a bill after your insurance adjusted for the 6th time. We only bill what you owe us at the time of service, no exceptions!
6. A great match!
At the end of the day, your relationship with your therapist is one of the most important aspects of the healing process. If you only consider in-network therapists, you might eliminate therapists who would be a really good fit for you and maybe help you feel better faster. Choosing an in-network therapist who doesn’t make you feel comfortable or who doesn't specialize in the areas you're struggling with solely because they’re in-network is a waste of money. Prioritize the personality fit and you’ll find a great match!
7. Insurance benefits vary greatly
If you have good out-of-network benefits, your insurance company may reimburse you as much as 80% of each session fee, depending on your plan. This means that in some situations, using your out-of-network benefits can actually be more affordable or comparable to your standard copay to seeing an in-network therapist. On the other hand, if you have a high deductible plan sometimes you are better off paying out of pocket for therapy services. A deductible is the amount you have to pay upfront before your insurance coverage kicks in. If you have a $6,000 deductible and you haven’t had any other medical expenses yet in the year, you are responsible for paying up to $6,000 in therapy session fees out-of-pocket before your standard copay applies. If you have not inquired with your insurance about your OON benefits, please check your coverage carefully by asking the following questions:
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Do I have out of network benefits for mental health?
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What is the out of network coverage amount per therapy session?
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How many therapy sessions does my plan cover?
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Is a referral required from my primary care physician?
Bottom line: insurance coverage varies greatly, but the quality of our services to you will not!
Payment
Payment for sessions are due at each appointment. A credit card or HSA card is requested to be put on file within our secure platform for payment after each session. We will provide you with a "superbill" to submit to insurance for reimbursement on a monthly basis. However, please be prepared to confirm your benefits with your insurance company prior to scheduling. As a practice we cannot gurantee you will be reimbursed nor will we know the amount your insurance is willing to cover.
An initial 15-minute phone consult is available at no charge.
Service Fees (As of April 1, 2022)
Sessions with Liz Kent:
Initial Intake: $200
Subsequent Sessions: $175
Sessions with Lisa Butler & Kristen Norris:
Initial Intake: $180
Subsequent Sessions: $165
Sessions with Alyssa Goodman:
Initial Intake: $165
Subsequent Sessions: $150
Good Faith Estimate
In compliance with the No Surprises Act that went into effect January 1, 2022, we are required to provide our clients with a "Good Faith Estimate" to explain the cost of mental healthcare and notify you of your Federal rights and protections against “surprise billing.” Under the law, as a non-participating health care provider, we are obligated to provide clients an estimate of the expected charges for medical services, including psychotherapy services. While measuring the precise cost of mental healthcare upfront can be difficult because it is a highly personalized experience based on many variables, we hope to use the cost of services based on average length of treatment and care to give clients a fair estimate. You will receive this information with your intake paperwork and should save a copy of it for your records. Additional information and/or questions about your right to a Good Faith Estimate can be found here.